PRO Real Estate - Wanda Wallace "Come Home to Bassano"
Wanda Wallace
Wanda Wallace 403-641-4444 Email Wanda

Wanda Welcomes YOU to Bassano!
Welcome to my web site and thanks for stopping by! 

Buying a home is sometimes a complex undertaking. Hiring  a real estate professional will help save you time and money. Together, we will determine your needs and wants in regard to finding your new home or selling your current home.  It is my mission to make your real estate experience as stress-free and agreeable as possible. I possess several years of real estate experience and guarantee to do my utmost to find or sell your home in a timely and professional manner. 

I invite you to contact me with any of your real estate needs and questions, as I am here to serve you, the client! I look forward to hearing from you soon!

Please e-mail me at wanda-wallace@hotmail.com,or ireland1@telusplanet.net or Call me at 403-641-4444 or my cell phone at 403-793-4813. Have a super day!

For information about the Town of Bassano, go to their website at www.bassano.ca

To find all available listings in Bassano, see www.realtor.ca and remember, I can show and assist you with any of the mls properties found here, whether listed with PRO Real Estate or another real estate company. As I also live in the community of Bassano I feel I can be of great assistance to you.I hope to hear from you soon! 


Serving Bassano and Area

PRO Real Estate belongs to the South Central Real Estate Association  and uses MLS extensively. PRO Real Estate's head office is located at Medicine Hat, Alberta and is brokered by Kathy Hern (403-528-2788).

Wanda Wallace is a valued member of the PRO Real Estate team. She has had numerous years experience in the real estate industry. Wanda began her career in 1989 with Pro Real Estate Ltd in Brooks, AB. Then, in 1990, headed to Calgary and sold for Realty World-Tempo and later Sutton Group Southwest. In 1997, Wanda decided to return home to Bassano to be with family and friends and to enjoy small town country living  once again. Wanda returned to real estate in 2002 , selling real real estate with Magnuson Realty Ltd for several years. Wanda has thoroughly enjoyed representing the Bassano area ever since and is looking forward to many more years in the business. 

Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43%of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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